Check out the most popular Home Insurance agencies & companies in Thomasville, GA & compare the best quotes from them.

Get Quotes From The Best & Compare

Average Cost of Homeowners Insurance in Thomasville, GA

The average cost of homeowners insurance in Thomasville, GA, is $905.28. As a homeowner in Thomasville, GA, it is important to have homeowners insurance to protect your home and belongings in case of a covered loss. Homeowners insurance can help pay to repair or rebuild your home if it is damaged or destroyed by a covered event, such as a fire, windstorm, theft, or vandalism. It can also help pay to replace your belongings if they are damaged, destroyed, or stolen. Even if you own your home outright, it is still a good idea to have coverage in case of a catastrophic loss.

Home insurance in Thomasville, GA, can be determined based on various discounts, premiums, and other factors. Premiums can vary based on the amount of coverage, the deductible, and the company. It is important to compare these factors to find the best home insurance in Thomasville, GA.

Below are a few affordable home insurance providers in Thomasville, GA.

Factors Influencing Home Insurance in Thomasville, GA:

1. Homeowners insurance rates by coverage levels

2. Homeowners insurance rates by deductibles

3. Homeowners insurance rates by materials used

4. Homeowners insurance rates by the number of claims

Thomasville, Georgia Homeowners Insurance Rates by Coverage Levels

The amount of coverage you carry is one of the most significant factors affecting your premiums. If you have a high deductible and low coverage limits, your rates will be lower than if you have a low deductible and high coverage limits. Of course, you'll need to balance your coverage levels with your ability to pay out-of-pocket costs in case of a covered loss. For instance, homeowners in Thomasville, Georgia, can purchase home insurance for $1221 with a $200K coverage. Typically, homeowners choose $300,000 to $400,000 in coverage, with premiums of $2603 and $3165, respectively.

Thomasville, Georgia, Homeowners Insurance Costs by Deductibles

Homeowners insurance costs in Thomasville, GA, are affected by the deductibles. The higher the deductible, the lower the premium. However, this also means that the homeowner is responsible for a more significant portion of any damages that occur. For this reason, choosing an affordable deductible is essential, yet it still provides adequate coverage. In Thomasville, for instance, homeowners who choose a high deductible of $2500 pay $649, while those who choose a low deductible of $500 pay $894.

Homeowners Insurance in Thomasville, GA- Rates by the Materials Used

The cost of homeowners insurance in Thomasville, GA, can be affected by the materials used to construct the home. For example, if the home is made of wood, the insurance company may charge a higher premium because wood is a combustible material. The insurance company may charge a lower premium if the home is made of brick or stone because these materials are not as flammable. For instance, homeowners who use Masonry and Superior brick materials to construct their homes pay $860 and $823 on homeowners insurance in Thomasville, GA.

Homeowners Insurance in Thomasville, GA - Rates by the Number of Claims

As a homeowner in Thomasville, GA, you're likely always looking for ways to save money on your insurance costs. One factor that can greatly impact your rates is the number of claims you've made in the past. While a single claim may not cause your rates to skyrocket, multiple claims can start to add up and make your insurance more expensive. If you want to keep your rates down, it's important to be mindful of how often you file claims. Of course, accidents sometimes happen, and you can't help if you need to file a claim. But, if you need to file claims more often than most, it might be time to re-evaluate your insurance coverage or take steps to prevent future accidents. In Thomasville, Georgia, homeowners with no claims can purchase their policy for as little as $796. Policyholders with one or two claims pay a higher premium, and homeowners pay $968 on average and $1032 on average for their house insurance.

Top Home Insurance Companies in Thomasville, GA

Home Insurance Company A.M. Best Financial Strength Rating Homeowners Insurance Market share
State Farm A 26.7%
Allstate A+ 12.08%
Erie A+ 8.02%
Travelers A++ 5.87%
Nationwide A+ 3%

Top Travelers Home Insurance Agents in Thomasville, GA

Homeowners Insurance Agents Agent Address Contact Details
Springer - Springer Insurance 3606 Maclay Blvd S, Ste 204
Lee Hill & Rowe Insurors 400 S WEST STREET
Cecilia & Assoc Ins Specialists Llc 250 S Jefferson St 32344-1941
Bell Insurance PO Box 8075
Wm Bragaw & Co 838 E Pinetree Blvd 31792
Lee Ins Agcy Inc 32 1ST AVE NE
Broadus Insurance Inc 1821 W Jefferson St 32351
(850) 875-1776
Cardinal Insurance - Manhattan 805 S Main St 31768-5434
Sherman Insurance Agency 498 East Base St
Lewis Insurance Agency Inc 2358 GA HIGHWAY 122

Top Allstate Home Insurance Agents in Thomasville, GA

Homeowners Insurance Agents Agent Address Contact Details
Lori Carlston-Thompson 2709-1 KILLARNEY WAY
Kimberly Roberts 2069 N MONROE ST
Ericka Leon 3310 Bemiss Rd
(229) 247-6677
Ballard Ins Agency 3673 Coolidge Ct Ste 1
Alice M. Chan (San Jose Main Office) 1410 Market St Ste C4
Frank Ramos 1117 Thomasville Rd
(850) 386-1111
Kimberly Tidwell 3491 THOMASVILLE RD STE 26
Karen Crowder 106 WEBSTER ST
Karen Fowler 125 FIRST AVE SE
Phil Blair 3189 Inner Perimeter Rd
(229) 247-9608

Top Nationwide Home Insurance Agents in Thomasville, GA

Homeowners Insurance Agents Agent Address Contact Details
Brooke Adams Agency 1106 Gornto Rd
Karen Bortnick Agency 100 W 5TH STREET
William George Yates 325 W College Ave
Parente Agency Inc 1230 N ADAMS ST
(850) 878-5600
Touchstone Insurance Group L.L.C. 1020 W Washington St
Kimberly Skala Agency 3606 MACLAY BLVD S
Caiquo Insurance Agency 315 E Screven St
Kimberly Skala Agency 232 EAST 5TH AVE

Top Erie Home Insurance Agents in Thomasville, GA

Homeowners Insurance Agents Agent Address Contact Details
Cornerstone Insurance Associates Inc 816 1st Avenue SE
Paree Insurance Centers 209 PINEWOOD DR
(850) 681-0433
Paree Insurance Centers 1113 E TENNESSEE ST STE 200 32308
(850) 681-2996
Michael J Mccartin 313 North Monroe Street Suite 102
(850) 778-4000
Formea Insurance Group Inc 348 W Base St 32340
(850) 973-8341
Paree Insurance Centers 3520 THOMASVILLE RD STE 500 32309
(850) 656-3747

Top State Farm Home Insurance Agents in Thomasville, GA

Homeowners Insurance Agents Agent Address Contact Details
Joseph R Bell Jr 525 S West St
Lee Ingrim 4645 HWY 19 31730
Alan Deines 2905 Apalachee Pkwy
Pam Damewood 3131 Lonnbladh Rd
Kimberly Stephens 1117 THOMASVILLE RD 32303
Karen Butterfield 2717 WINDEMERE DR STE A 31602
Alan Parker 117 W Jefferson St 31792-5408
Mike Veltri 312 East Shotwell St. P.O. Box 820
(229) 515-8847
Jerome Hubbard Sr 1582 Village Square Blvd
Karen Channell 3964 OLD US HWY 41 NORTH 31602

Homeowners Insurance Comparison for the Cheapest Premiums in Thomasville, GA

ErieState FarmTravelers
Median Home Value ($) 146,450136,450146,450
Construction year 198320072014
Home Coverage ($) $150000-$175000$150000-$175000$200000-$250000
Total Premium ($) $1219$807$972

Thomasville, GA Multi Policy Discounts by Home Insurance Companies

Home Insurance Company Multi Policy Discount (%)
Travelers upto 11%
Allstate upto 19%
Nationwide upto 7%
Erie upto 18%