Top 5 Home Insurance Companies in Thomasville, GA
Check out the most popular Home Insurance agencies & companies in Thomasville, GA & compare the best quotes from them.
Average Cost of Homeowners Insurance in Thomasville, GA
The average cost of homeowners insurance in Thomasville, GA, is $905.28. As a homeowner in Thomasville, GA, it is important to have homeowners insurance to protect your home and belongings in case of a covered loss. Homeowners insurance can help pay to repair or rebuild your home if it is damaged or destroyed by a covered event, such as a fire, windstorm, theft, or vandalism. It can also help pay to replace your belongings if they are damaged, destroyed, or stolen. Even if you own your home outright, it is still a good idea to have coverage in case of a catastrophic loss.
Home insurance in Thomasville, GA, can be determined based on various discounts, premiums, and other factors. Premiums can vary based on the amount of coverage, the deductible, and the company. It is important to compare these factors to find the best home insurance in Thomasville, GA.
Below are a few affordable home insurance providers in Thomasville, GA.
Factors Influencing Home Insurance in Thomasville, GA:
1. Homeowners insurance rates by coverage levels
2. Homeowners insurance rates by deductibles
3. Homeowners insurance rates by materials used
4. Homeowners insurance rates by the number of claims
Thomasville, Georgia Homeowners Insurance Rates by Coverage Levels
The amount of coverage you carry is one of the most significant factors affecting your premiums. If you have a high deductible and low coverage limits, your rates will be lower than if you have a low deductible and high coverage limits. Of course, you'll need to balance your coverage levels with your ability to pay out-of-pocket costs in case of a covered loss. For instance, homeowners in Thomasville, Georgia, can purchase home insurance for $1221 with a $200K coverage. Typically, homeowners choose $300,000 to $400,000 in coverage, with premiums of $2603 and $3165, respectively.
Thomasville, Georgia, Homeowners Insurance Costs by Deductibles
Homeowners insurance costs in Thomasville, GA, are affected by the deductibles. The higher the deductible, the lower the premium. However, this also means that the homeowner is responsible for a more significant portion of any damages that occur. For this reason, choosing an affordable deductible is essential, yet it still provides adequate coverage. In Thomasville, for instance, homeowners who choose a high deductible of $2500 pay $649, while those who choose a low deductible of $500 pay $894.
Homeowners Insurance in Thomasville, GA- Rates by the Materials Used
The cost of homeowners insurance in Thomasville, GA, can be affected by the materials used to construct the home. For example, if the home is made of wood, the insurance company may charge a higher premium because wood is a combustible material. The insurance company may charge a lower premium if the home is made of brick or stone because these materials are not as flammable. For instance, homeowners who use Masonry and Superior brick materials to construct their homes pay $860 and $823 on homeowners insurance in Thomasville, GA.
Homeowners Insurance in Thomasville, GA - Rates by the Number of Claims
As a homeowner in Thomasville, GA, you're likely always looking for ways to save money on your insurance costs. One factor that can greatly impact your rates is the number of claims you've made in the past. While a single claim may not cause your rates to skyrocket, multiple claims can start to add up and make your insurance more expensive. If you want to keep your rates down, it's important to be mindful of how often you file claims. Of course, accidents sometimes happen, and you can't help if you need to file a claim. But, if you need to file claims more often than most, it might be time to re-evaluate your insurance coverage or take steps to prevent future accidents. In Thomasville, Georgia, homeowners with no claims can purchase their policy for as little as $796. Policyholders with one or two claims pay a higher premium, and homeowners pay $968 on average and $1032 on average for their house insurance.
Top Home Insurance Companies in Thomasville, GA
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 26.7% |
| Allstate | A+ | 12.08% |
| Erie | A+ | 8.02% |
| Travelers | A++ | 5.87% |
| Nationwide | A+ | 3% |
Top Travelers Home Insurance Agents in Thomasville, GA
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Springer - Springer Insurance | 3606 Maclay Blvd S, Ste 204 32312 |
Email:mjs@blueriver.net |
|
| Lee Hill & Rowe Insurors | 400 S WEST STREET 39819 |
229-246-3939 | |
| Cecilia & Assoc Ins Specialists Llc | 250 S Jefferson St www.ceciliainsurance.com 32344-1941 |
850-997-8282 | |
| Bell Insurance | PO Box 8075 39818-8075 |
229-246-0442 | |
| Wm Bragaw & Co | 838 E Pinetree Blvd www.bragawco.com 31792 |
Email:info@bragawco.com |
|
| Lee Ins Agcy Inc | 32 1ST AVE NE 39828 |
229-377-1901 Email:leeins@verizon.net |
|
| Broadus Insurance Inc | 1821 W Jefferson St www.montanainsurancemanagers.com 32351 |
(850) 875-1776 Email:unitedir@nemont.net |
|
| Cardinal Insurance - Manhattan | 805 S Main St www.cardinalins.com 31768-5434 |
229-985-6262 Email:info@cardinalins.com |
|
| Sherman Insurance Agency | 498 East Base St 32340 |
||
| Lewis Insurance Agency Inc | 2358 GA HIGHWAY 122 31757 |
229-226-2480 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Lori Carlston-Thompson | 2709-1 KILLARNEY WAY 32309 |
850-893-0074 | |
| Kimberly Roberts | 2069 N MONROE ST 32303 |
850-386-1111 | |
| Ericka Leon | 3310 Bemiss Rd 31605 |
(229) 247-6677 | |
| Ballard Ins Agency | 3673 Coolidge Ct Ste 1 32311-7894 |
850-877-5109 | |
| Alice M. Chan (San Jose Main Office) | 1410 Market St Ste C4 32312-1722 |
850-893-1952 | |
| Frank Ramos | 1117 Thomasville Rd 32303 |
(850) 386-1111 | |
| Kimberly Tidwell | 3491 THOMASVILLE RD STE 26 32309 |
800-891-4222 | |
| Karen Crowder | 106 WEBSTER ST 31601 |
229-244-0222 | |
| Karen Fowler | 125 FIRST AVE SE 31768 |
229-985-0048 | |
| Phil Blair | 3189 Inner Perimeter Rd 31602 |
(229) 247-9608 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Brooke Adams Agency | 1106 Gornto Rd 31602-1212 |
229-242-0855 | |
| Karen Bortnick Agency | 100 W 5TH STREET 31620 |
229-896-4024 | |
| William George Yates | 325 W College Ave 32301 |
||
| Parente Agency Inc | 1230 N ADAMS ST 32303 |
(850) 878-5600 | |
| Touchstone Insurance Group L.L.C. | 1020 W Washington St 32344 |
||
| Kimberly Skala Agency | 3606 MACLAY BLVD S 32312 |
850-385-3636 | |
| Caiquo Insurance Agency | 315 E Screven St 31643-2131 |
229-263-8973 | |
| Kimberly Skala Agency | 232 EAST 5TH AVE 32303 |
850-385-8811 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Cornerstone Insurance Associates Inc | 816 1st Avenue SE 31768-4867 |
229-985-1936 | |
| Paree Insurance Centers | 209 PINEWOOD DR 32303 |
(850) 681-0433 | |
| Paree Insurance Centers | 1113 E TENNESSEE ST STE 200 www.pareeinsurance.com 32308 |
(850) 681-2996 | |
| Michael J Mccartin | 313 North Monroe Street Suite 102 32301 |
(850) 778-4000 | |
| Formea Insurance Group Inc | 348 W Base St www.formeainsurance.com 32340 |
(850) 973-8341 | |
| Paree Insurance Centers | 3520 THOMASVILLE RD STE 500 www.pareeinsurance.com 32309 |
(850) 656-3747 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Joseph R Bell Jr | 525 S West St 39819 |
||
| Lee Ingrim | 4645 HWY 19 www.leeingrim.com 31730 |
229-336-8150 | |
| Alan Deines | 2905 Apalachee Pkwy 32301-3609 |
850-222-6208 | |
| Pam Damewood | 3131 Lonnbladh Rd 32308 |
||
| Kimberly Stephens | 1117 THOMASVILLE RD www.kimberlystephens.net 32303 |
850-386-1111 | |
| Karen Butterfield | 2717 WINDEMERE DR STE A www.karenbutterfield.com 31602 |
229-834-8943 | |
| Alan Parker | 117 W Jefferson St www.alanparker.net 31792-5408 |
229-226-7656 | |
| Mike Veltri | 312 East Shotwell St. P.O. Box 820 39818 |
(229) 515-8847 | |
| Jerome Hubbard Sr | 1582 Village Square Blvd 32309 |
||
| Karen Channell | 3964 OLD US HWY 41 NORTH www.karenchannell.com 31602 |
229-242-5377 |
| Erie | State Farm | Travelers | |
| Median Home Value ($) | 146,450 | 136,450 | 146,450 |
| Construction year | 1983 | 2007 | 2014 |
| Home Coverage ($) | $150000-$175000 | $150000-$175000 | $200000-$250000 |
| Total Premium ($) | $1219 | $807 | $972 |
Thomasville, GA Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Travelers | upto 11% |
| Allstate | upto 19% |
| Nationwide | upto 7% |
| Erie | upto 18% |