Home Insurance Costs with Deductible Scenarios in Effingham County, GA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Effingham County, GA	$155500	$690	$949
Jasper County, SC	$130700	$536	$737
Shawnee, GA	$116800	$600	$826
Grays-Tillman, SC	$101700	$469	$646
Guyton-Springfield, GA	$129900	$645	$887
Springfield, GA	$106400	$561	$773
Rincon, GA	$166500	$717	$986
Brooklet, GA	$172100	$638	$878
Effingham County, GA	$155500	$690	$949
Nevils-Stilson, GA	$111200	$579	$797

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Impact of Coverage Amount on Home Insurance Cost In Effingham County, GA

Coverage Amount	Home Insurance Cost ($)
$100,000	$609
$200,000	$1,860
$300,000	$2,454
$400,000	$3,123
$500,000	$3,997
$750,000 to $1000,000	$4,622
Above $1000,000	$5,465

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Effingham County, GA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Effingham County, GA Average Home Insurance Cost	$960.96
State Average Home Insurance Cost	$1,012
Difference Vs national Average	-263.04

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Top Homeowners Insurance Companies in Effingham County, GA

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$2,017
The Hanover	$1,045
AAA	$926
Farmers	$901

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Effingham County, GA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-125	836
One Claim	+86	1047
Two Claims	+115	1076

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