Top 5 Home Insurance Companies in Brunswick, GA
Check out the most popular Home Insurance agencies & companies in Brunswick, GA & compare the best quotes from them.
Factors Influencing the Cost of Insurance in Brunswick, GA
As a homeowner, you are responsible for securing your home and yourself against unforeseen circumstances. That's why it's vital to secure your most significant investment by availing homeowners insurance in Brunswick, GA.
According to the research conducted by Gevab, the average insurance rate in Brunswick, GA, is $720.71. The national average premium is $1224. Based on that, the insurance cost is decided after analyzing certain factors, including the home value, coverage type, deductible, age of the home, and the material used to build your home. Therefore, it is necessary to understand the home insurance rates in Brunswick, GA.
Cost of Insurance based on Deductibles
The deductible is the amount or percentage of the repairs you pay before your insurance policy begins to pay any claims. Choosing a higher deductible can help reduce your cost of insurance. Homeowners in Brunswick, paying a deductible of 500, have to pay a premium of $713. Policyholders paying a deductible of 1500 and 2000 have to pay $607 and $551, respectively.
Cost of Insurance based on the Materials Used
Home insurance companies typically consider the materials used during the construction of the house to determine the home insurance premiums. Homeowners may choose the materials according to their budget and requirements, but they must consider using sturdy materials to construct the home. A home built using sturdy materials has a lesser risk of damage, and as such, homeowners can get lower insurance premiums.
For instance, homes built with hail-resistant roofs and superior brick pay $700 and 656, respectively, on homeowners insurance. In contrast, homeowners who used masonry pay $685.
Cost of Insurance based on the Security Features
Homes with the latest security features decrease the chances of burglary, fire, and theft. For instance, homes in Brunswick with fire alarms and smoke detectors pay $664 and $649, respectively, on homeowners insurance. Therefore, homes in Brunswick, equipped with advanced home security devices, i.e., smoke detectors, deadbolts, fire extinguishers, and fire alarms, pay much less for their homeowner's insurance.
Top Home Insurance Companies in Brunswick, GA
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 26.7% |
| Erie | A+ | 8.02% |
| Travelers | A++ | 5.87% |
| Liberty Mutual | A | 5.75% |
| Nationwide | A+ | 3% |
Top Travelers Home Insurance Agents in Brunswick, GA
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Premier Southwest Insurance Group Llc | 4420 Altama Ave Ste 52 www.psigllc.com 31520 |
(912) 264-2232 Email:jim@psigllc.com |
|
| All Insurance Resource Inc | 450111 State Road 200 www.allinsurancemd.com 32011-5065 |
904-879-4866 | |
| The Bonomo Insurance Agency Inc | 309 S First St bonomoins.com 31545 |
Email:sjohnson.bonomoins@yahoo.com |
|
| J F Shaw Jr Agcy Inc | 2384 SADLER RD 32034 |
904-261-3606 | |
| Frank Crystal & Co Inc Of Pennsylvania Inc | 1896 S 14th St Ste 5 32034 |
(904) 261-0707 Email:jungreisw@fcrystal.com |
|
| Standard Oil Of Ct Dba Standard Ins Agency | 3527 Community Rd Ste G 31520 |
Email:ematunas@standardoil.net |
|
| Wallace And Wallace Insurance Agency Inc | 1890 South 14Th St. 1890 South 14Th St. 32034 |
||
| Fournier Ins Solutions | 426 Eh Ct www.fourniersolutions.com 31520 |
(912) 261-2945 Email:requests@fourniersolutions.com |
|
| Gasway Insurance Services Inc | 1146 Elma G Miles Pkwy # 104 31313 |
(912) 877-5454 Email:claygasway@hotmail.com |
|
| Bob Laynes Insurance | 510 Airport Center Dr Ste 103 32218-7261 |
904-757-8450 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Phil Boldman | 2488 Memorial Dr www.philboldman.com 31503 |
(912) 283-4561 | |
| Naomi Stevens | 225 MARINA DRIVE www.naomistevens.com 31522 |
(912) 638-8600 | |
| Joe Gottbrath | 15630 US HWY 17 N www.joegottbrath.com 31331 |
912-832-3276 | |
| Danny Edmonds | 3136 Cypress Mill Road www.dannyedmonds.com 31525-2434 |
912-265-4400 | |
| Joe Gottbrath | 212 S BRUNSWICK ST www.joegottbrath.com 31546 |
912-588-1760 | |
| Adam Smith | 119 Ryon Ave www.adamsmithagent.com 31313-3623 |
912-368-6729 | |
| Bob Hollingsworth | 1608 Gloucester St www.bobhollingsworthinsurance.com 31520-7145 |
912-265-8510 | |
| Joe Gonzalez | 562 E G MILES PKWY www.indygonzalez.com 31313 |
912-368-3370 | |
| Heidi Pollock | 225 Marina Dr www.heidipollock.com 31522 |
(912) 638-8600 | |
| Joe Good | 552 WEST OGLETHORPE HIGHWAY STE 110 www.joegood.com 31313 |
912-877-2260 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Staley Insurance Agency Inc. | 3033-11 Monument Rd 32225 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Kenneth Fallin | 1401 UNION ST 31520 |
912-265-1810 | |
| Steve Kulik | 26 Eh Court 31520 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| The Williams Ins Group | 1021 Queen'S Place Sw 31305 |
||
| Parsons & Howard Insurance Group Llc | 513 GLOUCESTER ST 31520 |
912-265-7710 | |
| Parsons & Associates Insurance Inc. | 426 EH CT 31520 |
(912) 261-2945 |
| Nationwide | Liberty Mutual | Erie | |
| Median Home Value ($) | 99,550 | 99,550 | 89,550 |
| Construction year | 2007 | 1965 | 2003 |
| Home Coverage ($) | $125000-$150000 | $100000-$125000 | $100000-$125000 |
| Total Premium ($) | $1093 | $958 | $989 |
Brunswick, GA Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Travelers | upto 7% |
| Erie | upto 19% |
| Liberty Mutual | upto 17% |
| Nationwide | upto 6% |