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Factors Influencing the Cost of Insurance in Brunswick, GA

As a homeowner, you are responsible for securing your home and yourself against unforeseen circumstances. That's why it's vital to secure your most significant investment by availing homeowners insurance in Brunswick, GA.

According to the research conducted by Gevab, the average insurance rate in Brunswick, GA, is $720.71. The national average premium is $1224. Based on that, the insurance cost is decided after analyzing certain factors, including the home value, coverage type, deductible, age of the home, and the material used to build your home. Therefore, it is necessary to understand the home insurance rates in Brunswick, GA.

Cost of Insurance based on Deductibles

The deductible is the amount or percentage of the repairs you pay before your insurance policy begins to pay any claims. Choosing a higher deductible can help reduce your cost of insurance. Homeowners in Brunswick, paying a deductible of 500, have to pay a premium of $713. Policyholders paying a deductible of 1500 and 2000 have to pay $607 and $551, respectively.


Cost of Insurance based on the Materials Used

Home insurance companies typically consider the materials used during the construction of the house to determine the home insurance premiums. Homeowners may choose the materials according to their budget and requirements, but they must consider using sturdy materials to construct the home. A home built using sturdy materials has a lesser risk of damage, and as such, homeowners can get lower insurance premiums.

For instance, homes built with hail-resistant roofs and superior brick pay $700 and 656, respectively, on homeowners insurance. In contrast, homeowners who used masonry pay $685.

Cost of Insurance based on the Security Features

Homes with the latest security features decrease the chances of burglary, fire, and theft. For instance, homes in Brunswick with fire alarms and smoke detectors pay $664 and $649, respectively, on homeowners insurance. Therefore, homes in Brunswick, equipped with advanced home security devices, i.e., smoke detectors, deadbolts, fire extinguishers, and fire alarms, pay much less for their homeowner's insurance.

Top Home Insurance Companies in Brunswick, GA

Home Insurance Company A.M. Best Financial Strength Rating Homeowners Insurance Market share
State Farm A 26.7%
Erie A+ 8.02%
Travelers A++ 5.87%
Liberty Mutual A 5.75%
Nationwide A+ 3%

Top Travelers Home Insurance Agents in Brunswick, GA

Homeowners Insurance Agents Agent Address Contact Details
Premier Southwest Insurance Group Llc 4420 Altama Ave Ste 52 31520
(912) 264-2232
All Insurance Resource Inc 450111 State Road 200 32011-5065
The Bonomo Insurance Agency Inc 309 S First St 31545
J F Shaw Jr Agcy Inc 2384 SADLER RD
Frank Crystal & Co Inc Of Pennsylvania Inc 1896 S 14th St Ste 5
(904) 261-0707
Standard Oil Of Ct Dba Standard Ins Agency 3527 Community Rd Ste G
Wallace And Wallace Insurance Agency Inc 1890 South 14Th St. 1890 South 14Th St.
Fournier Ins Solutions 426 Eh Ct 31520
(912) 261-2945
Gasway Insurance Services Inc 1146 Elma G Miles Pkwy # 104
(912) 877-5454
Bob Laynes Insurance 510 Airport Center Dr Ste 103

Top State Farm Home Insurance Agents in Brunswick, GA

Homeowners Insurance Agents Agent Address Contact Details
Phil Boldman 2488 Memorial Dr 31503
(912) 283-4561
Naomi Stevens 225 MARINA DRIVE 31522
(912) 638-8600
Joe Gottbrath 15630 US HWY 17 N 31331
Danny Edmonds 3136 Cypress Mill Road 31525-2434
Joe Gottbrath 212 S BRUNSWICK ST 31546
Adam Smith 119 Ryon Ave 31313-3623
Bob Hollingsworth 1608 Gloucester St 31520-7145
Joe Gonzalez 562 E G MILES PKWY 31313
Heidi Pollock 225 Marina Dr 31522
(912) 638-8600

Top Erie Home Insurance Agents in Brunswick, GA

Homeowners Insurance Agents Agent Address Contact Details
Staley Insurance Agency Inc. 3033-11 Monument Rd

Top Liberty Mutual Home Insurance Agents in Brunswick, GA

Homeowners Insurance Agents Agent Address Contact Details
Kenneth Fallin 1401 UNION ST
Steve Kulik 26 Eh Court

Top Nationwide Home Insurance Agents in Brunswick, GA

Homeowners Insurance Agents Agent Address Contact Details
The Williams Ins Group 1021 Queen'S Place Sw
Parsons & Howard Insurance Group Llc 513 GLOUCESTER ST
Parsons & Associates Insurance Inc. 426 EH CT
(912) 261-2945

Homeowners Insurance Comparison for the Cheapest Premiums in Brunswick, GA

NationwideLiberty MutualErie
Median Home Value ($) 99,55099,55089,550
Construction year 200719652003
Home Coverage ($) $125000-$150000$100000-$125000$100000-$125000
Total Premium ($) $1093$958$989

Brunswick, GA Multi Policy Discounts by Home Insurance Companies

Home Insurance Company Multi Policy Discount (%)
Travelers upto 7%
Erie upto 19%
Liberty Mutual upto 17%
Nationwide upto 6%